MyInvestor Fondo Naranja Monetario yields 2.75% in 2026 with the tax deferral advantage: no tax is due until you actually redeem the fund, unlike savings accounts where interest is taxed annually.
Key data
| Feature | Detail |
|---|---|
| Estimated yield (2026) | 2.75% |
| Management fee | 0.10%/year |
| Liquidity | T+1 |
| Minimum investment | €10 |
| ISIN | FR0010510800 |
FAQ
What is the tax advantage of a money market fund vs a savings account?
With a savings account, interest is taxed every year. With a money market fund, no tax is due until you redeem. You can transfer between funds without triggering tax, deferring the tax liability indefinitely while compound interest accumulates.
How much does the Fondo Naranja Monetario yield in 2026?
Approximately 2.75% annually, linked to the ECB €STR rate. As the ECB continues cutting rates in 2026, this will gradually decrease.