Italy offers some of the best sovereign bond yields in the eurozone in 2026: BTPs pay between 2.66% and 3.59% depending on maturity. For European savers looking to diversify beyond Spain or Germany, Italian BTPs and deposits via Raisin are concrete, accessible options.
Italian sovereign bonds (BTP) — 2026 yields
| Instrument | Maturity | Yield |
|---|---|---|
| BTP 2Y | 2 years | 2.66% |
| BTP 5Y | 5 years | 3.06% |
| BTP 10Y | 10 years | 3.59% |
Italian deposits via Raisin
Banca Sistema: 2.37% APY, 24-month term, covered by Italian DGS up to €100,000.
FAQ
Are Italian BTPs safe for European investors?
BTPs are euro-denominated Italian sovereign debt. The main risk is sovereign risk (Italy defaulting), which in 2026 is considered very low but higher than Germany. For reasonable portfolio allocations (5-10%), BTPs are a legitimate alternative to traditional savings.
How much do BTPs pay in 2026?
Between 2.66% (2-year) and 3.59% (10-year). Yields fluctuate daily on the secondary market.