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TRADFI 3 min min read

Best savings and investments in Portugal 2026: OTs, savings accounts and Raisin options

Portuguese OT bonds at 3.08%, deposits via Raisin with Portuguese DGS guarantee and alternatives for Iberian savers. Real 2026 data.

Portugal offers attractive yields on sovereign bonds and bank deposits accessible from abroad in 2026. OTs (Obrigações do Tesouro) pay 3.08% at 10 years, and BTG Pactual deposits are available via Raisin with Portuguese DGS guarantee.

FAQ

Can I open a Portuguese deposit from Spain?

Yes, via Raisin Spain which offers BTG Pactual Portugal deposits without needing to travel or open a local bank account.

How much do Portuguese bonds pay in 2026?

Portuguese OTs at 10 years pay approximately 3.08% in 2026. Portugal holds an A- S&P rating — better than Italy but below Germany or France.

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