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News and analysis

Articles about financial products, APY changes and market updates.

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CRYPTO

Which will yield higher returns in 2026: a time deposit or crypto staking?

A fixed-term deposit protects your principal. Staking can double your returns but involves higher risk. We compare the two using real data to help you decide.

4 min →
BANCOS

BBVA, Santander, and CaixaBank: What You'll Get for Your Money in 2026

The three major Spanish banks do not pay interest on checking accounts, but they do offer term deposits with certain terms and conditions. We’ll explain what they offer and how they compare to truly competitive alternatives.

4 min →
BANCOS

How Interest-Bearing Deposits and Accounts Are Taxed in Spain (2026)

Everything you need to know about how the IRS reports interest on your deposits and interest-bearing accounts in 2026: income tax brackets, withholdings, practical examples, and differences between products.

4 min →
BANCOS

Best Deposits and Savings Accounts in Spain: March 2026

Monthly update featuring the best fixed-term deposits and interest-bearing accounts available to Spanish savers in March 2026. Comparison based on actual APY data, FGD guarantees, and account terms.

3 min →
BANCOS

MyInvestor vs Trade Republic: Comparison of Interest-Bearing Accounts 2026

MyInvestor pays a 2.10% APY and Trade Republic pays a 2.02% APY on their interest-bearing accounts. Which one is better for you in 2026? We compare returns, deposit insurance coverage, liquidity, and features.

4 min →
TRADFI

Bond ETFs in 2026: Returns, Risk, and How to Invest from Spain

Bond ETFs allow investors to invest in fixed income with daily liquidity. We analyze the most relevant options for Spanish investors in 2026.

2 min →
BANCOS

Pibank 2026: Deposit at 2.12% APR and a fee-free savings account

Pibank offers a 12-month deposit account with an APR of 2.12% and an interest-bearing savings account. We analyze the terms and compare them with those of the competition.

2 min →
TRADFI

Money market funds in 2026: what they are, how they work, and where to invest

Money market funds offer returns similar to those of savings accounts, with daily access to funds. A comprehensive guide for Spanish investors in 2026.

2 min →
BANCOS

XTB Savings Account 2026: The Broker That Pays 3.5% (and the Fine Print)

XTB offers up to 3.5% per year for the first three months. We take a closer look at the promotion, the standard rate, and whether it’s worth it compared to other options.

2 min →
BANCOS

WiZink 2026 Account: Returns, Terms, and Comparison

WiZink offers an APR of 2.10% with no minimum term or pay stub requirement. We’ll take a look at whether it’s worth it compared to other savings accounts in 2026.

2 min →
PLATAFORMAS

Raisin Spain 2026: Full Review, User Reviews, and What Returns It Offers

Raisin is Europe's largest savings platform. We'll explain how it works, what products it offers in Spain, what guarantees it provides, and whether it's really worth it in 2026.

4 min →
BANCOS

Trade Republic in 2026: How much does it pay you, and how does the interest-bearing account work?

Trade Republic is a European brokerage firm that also pays interest on its clients' cash balances. We'll take a look at how much it pays, what its terms are, and whether it's a better option than a traditional savings account or deposit.

3 min →
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